Interest Free Finance

At 406 Dental, we are delighted to offer our patients a 0% interest-free finance option, which allows you to conveniently spread the cost of your dental treatments over a period of 12 months.

This financing solution ensures that you can manage your dental costs without incurring any interest charges.

You can be approved for 0% finance over 12 months in minutes.


Following your initial consultation, our clinicians will create a customized treatment plan for you, which will set out the total cost of the proposed dental treatment you require. We can then assist you in setting up an interest-free finance application.

This involves sending you an email link to initiate your finance application. The application process is straightforward, involving a few basic questions, and approval is typically granted within moments. You can then select a payment date, adhere to the payment schedule, and enjoy up to 12 months of interest-free financing. There are no additional charges for early re-payments, and missed payments won’t incur extra fees.

The amount you can borrow ranges from a minimum of £500 to a maximum of £30,000. This may vary based on your individual financial circumstances.

Eligibility for this financing option is determined by factors such as your credit score, income, and debt-to-income ratio. We perform a soft credit check to assess your eligibility for the financing.

The application process is straightforward and will not have any adverse effects on your credit score. We only conduct soft credit checks, which do not impact your credit rating, even if your application is not approved.

Tabeo is the company that provides the loan, while 406 Dental acts as a credit intermediary to facilitate this financing option.